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who invented a.t.m?
An Automated or Automatic Teller Machine (ATM), also known as an automated banking machine (ABM), is a computerized telecommunications device that enables the clients of a financial institution to perform financial transactions without the need for a cashier, human clerk or bank teller.
In the USA, Luther George Simjian has been credited with developing and building the first automatic teller machine. There is strong evidence to suggest that Simjian worked on this device before 1939 while his 132nd patent was first filed on 30 June 1960 (and granted 26 February 1963). The rollout of this machine, called Bankograph, was delayed by a couple of years, due in part to Simjian's Reflectone Electronics Inc. being acquired by Universal Match Corporation. An experimental Bankograph was installed in New York City in 1939 by the City Bank of New York, but removed after 6 months due to the lack of customer acceptance.


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